Vozzo.AI Logo
    BFSI-focused AI consultancy

    AI that moves from strategy to production, built for the rules of BFSI

    Most AI projects in BFSI fail between pilot and production. Vozzo is built to close that gap with live deployments, not slide decks, and a team that understands your regulatory environment before writing a line of code.

    REGULATORY-NATIVE

    RBI FREE-AI Framework · Aug 2025

    Every AI build follows RBI's 7 sutras for responsible AI. The Reserve Bank of India's FREE-AI Framework sets 26 recommendations across governance, transparency, fairness, and accountability for all AI systems used in banking.

    Applicable to: Banks, NBFCs, payment institutions, and RBI-regulated entities

    OUTSOURCING REGULATIONS

    IRDAI Outsourcing Regulations & DPDP Act 2023

    Insurance AI built within IRDAI outsourcing rules and data law mandates that insurance companies report outsourcing of core activity support functions within 45 days of financial year close, and the DPDP Act 2023 carries penalties up to ₹250 cr for non-compliance with data protection rules.

    Applicable to: Life insurers, general insurers, health insurance companies

    GOVERNMENT GUIDELINES

    SEBI CSCRF & MeitY AI Guidelines · Nov 2025

    Capital markets AI designed for SEBI cybersecurity and MeitY's governance framework. SEBI's Cybersecurity and Cyber Resilience Framework (CSCRF) requires all regulated entities to fold DPDP Act requirements into their cybersecurity posture.

    Applicable to: Stockbrokers, mutual funds, AMCs, wealth management firms

    WHO WE ARE

    Not a tool. Not a consultancy. Not just an IT vendor.

    Most AI companies are one thing. Vozzo sits at the intersection of Product, Technology, and Business, the only position from which you can take AI from idea to production inside a regulated industry without it falling apart between departments.

    Product

    Live AI products, not
    pilots, not demos.

    Technology

    In-house AI/ML, NLP &
    integration engineering.

    Business

    Every recommendation
    maps to P&L impact.

    V
    vozzo

    PRODUCT THINKING

    We think in products, not projects

    Every engagement ends with something deployed, a live system with measurable outcomes. Not a recommendations document.

    TECHNOLOGY

    We build what we recommend

    Our voice agents, analytics platforms, and agentic workflows are in production. We consult from having already solved the problem, not from a framework.

    BUSINESS

    We speak P&L, not just tech

    Every solution is mapped to a business outcome. Revenue impact, cost reduction, or compliance risk removal. No orphaned AI projects.

    BFSI AI SOLUTIONS — VOZZO

    Every unsolved BFSI problem. A purpose-built AI solution for each.

    We mapped the eight deepest pain points across banking, insurance, lending, and wealth management, then designed an AI solution for each that goes beyond what any single product or consultancy can offer alone.

    Revenue / Ops

    AI-powered credit underwriting & scoring

    Move beyond static bureau scores. Vozzo's AI underwriting agent fuses real-time financial signals, spending behaviour, employment data, and alternative data, including conversation intent from loan calls, into a single explainable risk score. Decisions in minutes, not days, with RBI-compliant reason codes built in.

    Risk

    Real-time fraud detection & AML intelligence

    Revenue / CX

    Churn prediction & omnichannel journey intelligence

    THE NEW CUSTOMER ACQUISITION REALITY

    Your customers are asking AI for financial advice.
    Is your brand in the answer?

    Prospects no longer just Google "best home loan India". They ask ChatGPT, Perplexity, and Gemini. If your brand doesn't appear in those AI-generated answers, you're losing acquisition before the customer even reaches your website.

    0

    Higher intent from AI-search visitors vs Google clicks

    0%

    Of users now use AI tools to research financial products

    0.0%

    Of brand recommendations come from zero-click AI answers

    0%

    Of BFSI brands have zero presence in AI-generated answers

    The opportunity: Most BFSI brands have not yet optimised for AI search. The brands that restructure their content now will own AI-generated mind-share for the next 3–5 years, just as early SEO adopters owned Google's first page.

    HOW WE ENGAGE

    From first call to live AI, in five steps

    A structured, no-risk engagement model designed for BFSI institutions, whether you're building a fraud detection system, automating claims, deploying voice agents, or creating a personalisation engine. Same rigorous process, every time.

    Discovery — understand your world

    Week 1 • Free

    Before we suggest a single solution, we spend time understanding your business, your customers, your operations, your constraints, and where the biggest pressure points are. We ask more questions than we answer. We listen for where AI has been tried and failed, what's already in flight, and what leadership actually cares about.

    WE LEARN
    Your call volumes, CRM, compliance setup
    YOU LEARN
    Where AI creates immediate ROI in your stack
    FORMAT
    30-min video call, no prep required
    Output: Shared understanding document, your business context, 3–5 biggest AI opportunities, and what a responsible engagement looks like.
    Example: Banking inbound volume analysis · Insurance renewal drop-off · NBFC collections gap · Wealth RM coverage deficit
    No commitmentAll BFSI verticals

    Diagnosis — AI readiness assessment

    Week 1-3 • Fixed fee

    Design — solution architecture & POC

    Week 3-7 • Scoped project

    Deploy — production rollout

    Week 6-14 • Live in production

    Evolve — continuous improvement & scale

    Month 4+ • Ongoing partner

    HOW WE'RE BUILT

    Dedicated in-house teams. No outsourcing, no hand-offs.

    Every Vozzo engagement is delivered by three dedicated in-house pods working together, not assembled from a bench of generalists or handed off to subcontractors after the strategy phase.

    Product team

    Product managersBusiness analystsBFSI domain specialistsQA & compliance reviewers

    OWNS

    Use case definition, requirements, business outcome mapping

    Design team

    UX / conversation designersVoice flow architectsUI designersCX researchers

    OWNS

    Conversation design, agent personality, user journey mapping

    Engineering team

    AI/ML engineersVoice & NLP specialistsIntegration engineersDevOps & infra

    OWNS

    Agent development, analytics pipeline, deployment & scaling

    All three teams are assigned to your account from day one of engagement

    No offshore hand-offs or subcontractors at any stage

    Single point of accountability throughout, one relationship, not a vendor ecosystem

    Ready to move from AI curiosity to AI production?

    Book a free 30-minute AI audit. No pitch deck, a direct conversation about your stack and where AI creates the most business value for you.

    No commitment requiredIR-FREE AI analysisSOC2 Type II & GDPR compliantHIPAA data handling